Mortgage Loans
Purchasing a home is one of life's major milestones.
A Horizon mortgage loan* makes it easy.
Building Futures, One Home at a Time
Let our team of trusted local Mortgage Professionals provide the support you need throughout the homebuying process!
As your trusted Local Mortgage Lender, we provide:
- Free Pre-Approval.
- Competitive Rates.
- Variety of mortgage options.
- Excellent local service!
Download Horizon Mortgage Information Sheet
* Subject to credit approval. Rates are based on credit history and creditworthiness. Rates are subject to change without notice. Pre-approval is subject to meeting criteria for credit, income, satisfactory valuation of the property, and/or possible other criteria. All applicants must be or become members upon approval. Membership eligibility required. Other terms, conditions and qualifications may apply. Federally insured by NCUA. Equal Housing Lender. NMLS# 461245.
Meet Our Team
Kristina Appleman
NMLS# 1994817
Phone: 570-326-3636 x375
Email Kristina
With 5 years of experience as a Loan Originator, I truly enjoy helping our credit union members navigate the home financing process with confidence and ease. Building relationships and being there for members throughout such an exciting milestone is one of the most rewarding parts of what I do. I strive to provide honest guidance, personalized service, and financing solutions tailored to each member’s goals. We specialize in FHA, VA, USDA, and Conventional loan programs, helping make homeownership possible for a wide range of borrowers.
Outside of work, I love spending quality time with my family, especially my nieces and nephews who always keep life fun and entertaining. I also recently took up turkey hunting and have found a real appreciation for being outdoors and enjoying nature whenever I can.
Additional Resources
Infographics
eBooks
Calculators
- How much can I afford?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- Which mortgage is better for me?
- How much mortgage might I qualify for?
- How much home can I afford?
Videos
To Rent or To Buy
How to Save on Housing Costs
Paying Back a Loan?