Mortgage Loans

Purchasing a home is one of life's major milestones.
A Horizon mortgage loan* makes it easy.

Couple looking at new home on a laptop

We offer a variety of loan options to accommodate first-time buyers, empty-nesters, and everyone in between. Our mortgage specialists guide you through the process so that your experience is smooth, straightforward and rewarding. Horizon helps you achieve your financial goals so you can start making your new house a home.

Download Horizon Mortgage Information Sheet


  • Free Pre-Approval.
  • Flexibility through our Less-Than-Perfect Credit Programs.
  • First Front Door Program: An amazing program that may provide up to $5,000.00 in grant funds to first-time homebuyers.
  • An array of programs to fit your needs from Conventional Fixed Rate Mortgages, FHA, VA, USDA, and more!
  • Low introductory rates on Adjustable Rate Mortgages.
  • Convenient Refinancing for Existing Mortgages.

* Terms, conditions and qualifications apply

Meet Our Mortgage Team

Bethany McDonald

Jackie Celaya

NMLS# 380493
Phone: 570-326-3636 x33
Email: jackie.celaya@

Jackie has over 30 years' experience in the industry, serving as a realtor, loan officer, underwriter, and escrow assistant. She has built her business on referrals, with a list of clients who have referred their children and grandchildren to her. .

Jackie has the talent and experience needed to help make the dream of homeownership come true. If you are considering purchasing your first home, a new home, building your perfect home, or refinancing, Jackie is there to guide you through the process.

Apply Now with Jackie

Additional Resources





  • To Rent or To BuyTo Rent or To Buy
  • How to Save on Housing CostsHow to Save on Housing Costs
  • Paying Back a LoanPaying Back a Loan?