Mortgage Loans

Purchasing a home is one of life's major milestones.
A Horizon mortgage loan* makes it easy.

Couple looking at new home on a laptop

We offer a variety of loan options to accommodate first-time buyers, empty-nesters, and everyone in between. Our mortgage specialists guide you through the process so that your experience is smooth, straightforward and rewarding. Horizon helps you achieve your financial goals so you can start making your new house a home.

Download Horizon Mortgage Information Sheet


  • Free Pre-Approval.
  • Flexibility through our Less-Than-Perfect Credit Programs.
  • First Front Door Program: An amazing program that may provide up to $5,000.00 in grant funds to first-time homebuyers.
  • An array of programs to fit your needs from Conventional Fixed Rate Mortgages, FHA, VA, USDA, and more!
  • Low introductory rates on Adjustable Rate Mortgages.
  • Convenient Refinancing for Existing Mortgages.

* Terms, conditions and qualifications apply

Meet Our Mortgage Team

Bethany McDonald

Bethany McDonald

NMLS# 2267177
Phone: 570-326-3636 x135

My whole career path has been focused on customer service, from restaurants, horse board and care to mortgages.  Each have taught me patience, hard work, and dedication to whom I’m serving.

I came to Horizon Federal Credit Union because their core values, Integrity, Enthusiasm, Teamwork, Education, and Community aligned with mine.  I enjoy putting the pieces of the puzzle together to find the right loan product for you.

Even if you’re not ready to buy a home today, apply, and let’s get you on the right path to homeownership. 

Apply Now with Bethany

Additional Resources





  • To Rent or To BuyTo Rent or To Buy
  • How to Save on Housing CostsHow to Save on Housing Costs
  • Paying Back a LoanPaying Back a Loan?