Mortgage Loans

Purchasing a home is one of life’s major milestones. A Horizon mortgage loan* makes it easy.

We offer a variety of loan options to accommodate first-time buyers, empty-nesters, and everyone in between. Our mortgage specialists guide you through the process so that your experience is smooth, straightforward and rewarding. Horizon helps you achieve your financial goals so you can start making your new house a home.

Download Horizon Mortgage Information Sheet


  • Free Pre-Approval
  • Flexibility through our Less-Than-Perfect Credit Programs 
  • First Front Door Program: An amazing program that may provide up to $5,000.00 in grant funds to first-time homebuyers
  • An array of programs to fit your needs from Conventional Fixed Rate Mortgages, FHA, VA, USDA, and more!
  • Low introductory rates on Adjustable Rate Mortgages
  • Convenient Refinancing for Existing Mortgages

* Terms, conditions and qualifications apply

Meet Our Mortgage Specialist

Terri Musheno

Terri Musheno

NMLS# 754052
Phone: 570-560-7178
Fax: 570-322-3934

Apply Now with Terri

We're pleased to introduce you to Terri Musheno, your personal Mortgage Specialist. Feel free to contact Terri for any of your mortgage needs.

Additional Resources





  • To Rent or To BuyTo Rent or To Buy
  • How to Save on Housing CostsHow to Save on Housing Costs
  • Paying Back a LoanPaying Back a Loan?

Financial Success Center