Credit Cards

Affordable and convenient way to make everyday purchases

Array of Horizon's four credit cards

Having the freedom and flexibility to make purchases large and small, anywhere, anytime, means you’ll never be without the funds you need. Use your Horizon credit cards anywhere MasterCard is accepted, covered by 24/7 fraud monitoring, so you can rest assured your account and purchases will be protected.

Whether you enjoy cash back, low rates, or just a simple reliable card; Horizon’s credit card suite has a card for just about anyone. And, as a benefit of credit union membership, our low credit card fees and annual percentage rates (APRs) ensure that more money stays in your pocket each month.

Download Horizon Credit Card info

Credit Card Comparison
Cash Back Card* Low Rate Card* Secured Card* Student Card*
(Interest Rate)
Average Rate Low Rate Average Rate Low Rate
Rewards 3% on Air Travel,
Dining, Fitness Clubs,
Mobile Phone Service,
Streaming TV & Music,
1% Everything Else
None None None
Intro APR Extremely Low Rate Extremely Low Rate None Extremely Low Rate
Intro APR Duration 12 Months 12 Months N/A 12 Months
Annual Fee None None $25 None
Balance Transfer Fee None None None None
Transaction Fee
1% 1% 1% 1%
Over Limit Fee None None None None
Greater of 2%
Balance or $25
Greater of 2%
Balance or $25
Greater of 2%
Balance or $25
Greater of 2%
Balance or $25
Apply Now for a Cash Back Card Apply Now for a Low Rate Card Apply Now for a Secured Card Apply Now for a Student Card

Horizon’s experienced professionals are ready to help you find the perfect credit card to fit your personal
spending needs – just ask!

Check out our current rates!

* Terms, conditions and qualifications apply.
** APR is Annual Percentage Rate. Annual Percentage Rate may vary.

Additional Resources



  • Advantages of Credit CardsAdvantages of Credit Cards
  • Paying Back a LoanPaying Back a Loan