Checking Accounts

Your money. Your choice.

Woman writing a check

You want smart, flexible checking. Horizon gives you choices. With a menu of options that include perks like no minimum balance requirement, free online banking, refunds on ATM fees—even the ability to earn dividends—there’s a checking account that’s ideal for everyone.

Download Horizon Checking Account info

Account Comparison
Bonus
Checking
Rewards
Checking
Advantage
Checking
Minimum Balance to Earn Rewards None None None
Dividends Paid None $$ $$$
Cash Back on Purchases Yes None None
Convenient VISA Debit Card Yes Yes Yes
Innovative Online Banking & Mobile Banking Yes Yes Yes
Convenient Bill Pay & Mobile Deposits Yes Yes Yes
ATM Fee Refunds Up to $20 monthly Up to $20 monthly No
Access to Over 70,000 Surcharge-free ATMs Yes Yes Yes
Free eStatements Yes Yes Yes
Service Fees None None None
Open a Bonus Checking account Now Open a Rewards Checking account Now Open an Advantage Checking account Now

DebitcardBonus Checking

Get 2% cash back on debit card purchases and earn refunds on ATM fees with Horizon Bonus Checking. You’ll earn up to $5 cash back each month on debit card purchases. No restrictions, no kidding! Enjoy paperless eStatements and take advantage of convenient direct deposit.

Restrictions & qualifications apply: Cashback amount capped at $5.00 per month. ATM fee refunds available nationwide up to $20 monthly. To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

ATMRewards Checking

Earn interest on free checking with Horizon Rewards Checking. This tiered account lets you use your debit card to recoup ATM fees nationwide. Take advantage of convenient direct deposit and go paperless with eStatements. Rewards Checking gets your money working smarter.

Restrictions & qualifications apply: ATM fee refunds available nationwide up to $20 monthly. To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Dollar signsAdvantage Checking

Earn monthly dividends and reap the rewards with Horizon Advantage Checking. This tiered rate account yields competitive earnings that get added straight to your account every month. As long as you meet the minimum qualifications each cycle, you’ll see your money grow.

Restrictions & qualifications apply: Dividends earned will remain in your Advantage Checking account. Monthly requirements: To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Check out our current checking account rates.

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