Checking Accounts

Your money. Your choice.

You want smart, flexible checking. Horizon gives you choices. With a menu of options that include perks like no minimum balance requirement, free online banking, refunds on ATM fees—even the ability to earn dividends—there’s a checking account that’s ideal for everyone.

Download Horizon Checking Account info

Account Comparison
Bonus
Checking
Rewards
Checking
Advantage
Checking
Opportunity
Checking**
Minimum Balance to Earn Rewards None None None None
Dividends Paid None $$ $$$ None
Cash Back on Purchases Yes None None None
Convenient VISA Debit Card Yes Yes Yes Yes
Innovative Online Banking & Mobile Banking Yes Yes Yes Yes
Convenient Bill Pay & Mobile Deposits Yes Yes Yes No
ATM Fee Refunds Up to $20 monthly Up to $20 monthly No No
Access to Over 30,000 Surcharge-free ATMs Yes Yes Yes Yes
Identity Theft Protection No No No Yes
Free eStatements Yes Yes Yes Yes
Service Fees None None None $8 per month
Apply Now for a Bonus Checking account Apply Now for a Rewards Checking account Apply Now for an Advantage Checking account Coming Soon

** Coming soon to Horizon members.

Reward Checking

Earn interest on free checking with Horizon Reward Checking. This tiered account lets you use your debit card to recoup ATM fees nationwide. Take advantage of convenient direct deposit and go paperless with eStatements. Rewards Checking gets your money working smarter.

Restrictions & qualifications apply: ATM fee refunds available nationwide up to $20 monthly.
Monthly Qualifications: Must be enrolled and receive eStatements, and must have at least 15 signature debit card purchases of a minimum $5 transaction amount post and settle each month. Must have full direct deposit go into your checking account or at least one automatic payment (ACH) post and settle per month.

Bonus Checking

Get 2% cash back on debit card purchases and earn refunds on ATM fees with Horizon Bonus Checking. You’ll earn up to $6 cash back each month on purchases that exceed $300. No restrictions, no kidding! Enjoy paperless eStatements and take advantage of convenient direct deposit.

Restrictions & qualifications apply: ATM fee refunds available nationwide up to $20 monthly.
Monthly Qualifications: Must be enrolled and receive eStatements; must have at least 15 signature debit card purchases of a minimum $5 transaction amount post and settle; and must have full direct deposit go into your checking account or at least one automatic payment (ACH) post and settle each month.

Advantage Checking

Earn monthly dividends and reap the rewards with Horizon Advantage Checking. This tiered rate account yields competitive earnings that get added straight to your account every month. As long as you meet the minimum qualifications each cycle, you’ll see your money grow.

Restrictions & qualifications apply: Dividends earned will remain in your Advantage Checking account. Monthly requirements: To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Only one Advantage Checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Check out our current checking account rates.

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