Share Secured Loans

Guaranteed access to funds, whenever you need them

Family standing in kitchen

A Share Secured loan is ideal for borrowers who need guaranteed access to funds quickly, especially if they have less-than-perfect credit. Choose the amount you’d like to set aside from the balance of your existing Horizon Savings account, and we’ll make sure the money is there, safe and secure, whenever you need it. Use the money for almost anything, and we’ll keep you on track toward achieving your financial goals.


  • By using the funds from your existing Savings as collateral, your loan is guaranteed.
  • Qualifying borrowers enjoy instant approval*.
  • A secured loan is low risk for us, so that translates to automatic low interest rates for you.
  • Flexible terms give you the power to design a repayment plan that suits your budget.
  • Applying couldn’t be easier since you’re already a valued Horizon member.
  • Strengthen your credit score easily with scheduled repayments. 
  • Continue to earn dividends on your savings.
  • Our local professionals provide superior service anytime you need it, in person, over the phone, or via the web.

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* Terms, conditions and qualifications apply.