Individual Retirement Accounts (IRAs)

Think IRAs are just for the wealthy? Think again.

No matter what your income or budget, a Traditional IRA is for you. Opening one through Horizon is quick, easy, and free. We offer a variety of perks that make securing your future a breeze. When you set aside money with us, you’ll earn better tax advantages and higher dividends than ordinary savings accounts offer. Our expert staff and free online resources provide a trove of useful tools that can supplement advice from your tax advisor. Got questions? We’d love to answer them. Call, click, or visit us in person today.


  • Contributions are fully tax deductible, so your investment goes straight to retirement*.
  • Horizon gets your money working harder for you with competitive dividends above standard savings.
  • No setup fees means there’s nothing stopping you from planning for your future, starting now.
  • With no minimum deposit required to open, A Horizon IRA is accessible to anyone, regardless of income.
  • We don’t charge monthly or annual maintenance fees because we value our members and their hard work.
  • Your contributions are secure with federal insurance by NCUA on up to $250,000.
  • Choose your monthly contribution amount, up to $5,500 annually.
  • Get an additional $1,000 "catch-up" contribution if you’re aged 50 or above

*Subject to some minimal conditions. Consult a tax advisor.

Additional Resources