Savings Accounts

Your journey to financial freedom starts here.

With Horizon, savings is simple. We offer a variety of accounts so that everyone can start building for the future now. You’ll earn member-only dividends and get access to free, time-saving services like online and mobile banking—without all the fees that big banks charge. All you have to do is choose the account that’s right for you.

Download Horizon Savings Account info

Account Comparison
Horizon
Saver
Membership
Savings
Holiday Club Certificates You Name It Saver Money
Market
Dividends Paid $$ $ $ $$$ $ $$
Service Fees None None None None None None
Minimum Deposit to Open Account None $5 None $500 None None
Withdrawls Allowed Unlimited Unlimited Unlimited Unlimited Unlimited 6 per month
Requirements/Features Must have Advantage, Bonus, or Rewards Checking None Disburses in early October None Open multiple accounts for different savings goals

Nickname account based on its designated purpose
None
Checking Availability No No No No No Yes
Withdrawl Fees/Penalties None None Yes Yes None Yes
Innovative Online & Mobile Banking Yes Yes Yes Yes Yes Yes
Free eStatements Yes Yes Yes Yes Yes Yes
Apply for a Horizon Saver account Apply for a Membership Savings account Apply for a Holiday Club account Apply for a Horizon Certificate Apply for a You Name It Saver account Apply for a Money Market account

Membership Savings Account

Open a Membership Savings account with Horizon and start reaping all the rewards of credit union membership, like free online and mobile banking, free eStatements, superior member service and more. We’ll help you get that nest egg growing strong with competitive dividends and expert guidance along the way.  

Benefits

  • $5 is all it takes to open your Savings account. 
  • Open today to join the Horizon family. Your membership allows you to enjoy all our benefits immediately.
  • We get your money working harder for you. Earn competitive rates for balances of just $30 and over.
  • Keep every penny you earn. There’s no monthly service charge to manage your account.
  • Free online banking lets you check your balance from anywhere, anytime.
  • Free mobile banking gives you the power to track your finances right from your phone.
  • Free eStatements means we use less paper, and you get account information organized right in your inbox.

Check out our current savings rates

Horizon Saver

Horizon Savings epitomizes the best that credit union membership has to offer. It’s a tiered-rate account for ambitious savers that lets you earn up a high rate on your balances. Link to your Advantage, Bonus or Reward Checking account to streamline transactions and keep your savings goals on track. Enjoy free online and mobile banking, free eStatements, and superior member service at every turn.

Benefits

  • Connect to your Advantage, Bonus, or Reward Checking account for one-step deposits and transfers
  • Tiered rate savings lets you earn higher interest as your balance increases*
  • Free online banking lets you check your balance from anywhere, anytime
  • Free mobile banking gives you the power to track your finances right from your phone
  • Free eStatements means you get paper-free account information organized right in your inbox

*Terms and conditions apply

Check out our current savings rates

Holiday Club

Skip the stress and increase the joy with our Holiday Club account! This account builds your savings year-round, giving you the funds you'll need in time for gift shopping.

As you save throughout the year, you'll gain peace of mind knowing that you're avoiding debt during the holiday season — freeing you up to just enjoy the time with friends and family. Apply online today and start with any amount!

Benefits

  • An easy, convenient way to save for holidays
  • No minimum deposit to open
  • Free online banking and mobile banking allows you the convenience to check your account anywhere, anytime
  • Holiday Club Withdrawal Fee (Regular October disbursement is free).... $10.00 each
  • Holiday Club disburses in early October

Check out our current savings rates

You Name It Saver

Save for anything while earning competitive dividends — our You Name It Saver is your go-to account for any savings goal, whether it's taxes, your next vacation, or anything else.

Nickname your account so it's easier to monitor your progress toward your goal — and since you probably have multiple savings goals, you can open multiple accounts!

Benefits

  • All-purpose savings account
  • Save for vacations, taxes, and more
  • Open multiple accounts for different savings goals
  • Nickname account based on its designated purpose
  • Free online banking
  • Free mobile banking

Check out our current savings rates

Money Market Account

A Horizon Money Market Account gives you the best of both worlds.

Build your savings faster with higher interest rates, and write checks when you need quick access to funds. Money Market Accounts are the smart way to earn income because they pay higher dividends than typical savings accounts do. Plus, they’re NCUA insured, so your money is protected while it grows.

Benefits

  • With Horizon’s monthly dividend, the more you put away, the more your money grows.
  • No minimum deposit requirement.
  • Conveniently write checks straight from your money market account.
  • Enjoy 6 free monthly withdrawals. $5/transaction starting at your 7th transaction.
  • Funds available 24/7. Withdraw your funds at any time without having to wait for your account to mature.
  • Easily transfer your money between accounts in person, online or on your mobile device.
  • Free online banking lets you check your balance from anywhere, anytime.
  • Free mobile banking gives you the power to track your finances right from your phone.
  • Free eStatements means we use less paper, and you get account information organized right in your inbox.

Check out our current money market account rates.

Money Market accounts are tiered rate accounts as listed in the Rate Schedule and rates may change at any time. If your daily balance is from $0.01 to $50,000.00, you will receive the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply. If your daily balance is from $50,000.01 to $150,000.00, the second dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply. If your daily balance is from $150,000.01 or higher, the third dividend rate and annual percentage yield listed in the Rate Schedule for this account will apply. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Dividends are credited to your account monthly. 6 withdrawals per month allowed. Over 6 withdrawals / Reg D Limit Applies - $5 each transaction starting at 7. Checks can be ordered for this account.

*Terms, conditions and qualifications apply.

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