Home Equity Loans

Financial freedom and convenience for home projects and more

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Home equity loans provide the freedom and convenience that allows you to easily and affordably finance large purchases on a budget. With a Horizon Home Equity Loan or Home Equity Line of Credit, you can leverage the available equity in your home to make home improvements or repairs, plan a vacation, consolidate debt, and more!

Download Home Equity Loan info


  • Leverage the equity in your home to fund almost anything; the possibilities are endless.
  • Choose between low fixed-rate loan or adjustable line of credit.
  • Rely on local Horizon professionals to manage your loan throughout its lifespan with exceptional service.
  • Earn a tax deduction on interest.+

Home Equity Loan/Line of Credit Comparison

Home Equity Loan Line of Credit
Interest Rate Low Fixed-Rate Low Adjustable-Rate
Funds Disbursement Member receives total loan amount at disbursement Member has access to use as much of the available loan proceeds as needed
Monthly Payments Same payment every month Minimum payment based on outstanding loan balance; changes over time
Annual Fee No annual fee No annual fee

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Check out our current rates!

+ Consult your tax advisor.
* Terms, conditions and qualifications apply.

Additional Resources





  • Save on Housing CostsSave on Housing Costs
  • Paying Back a LoanPaying Back a Loan