Loan Payment Holiday 2026
Finance with Horizon and defer your first loan payment until 2027, allowing more room in your budget this holiday season.
Free up some extra cash this holiday season with a new loan from Horizon Federal Credit Union. Whether you are checking off your holiday wish list, making a big purchase, or refinancing an existing loan from another financial institution, Horizon is here to help! For a limited time through December 15, eligible new loans come with a gift of 60 days before your first payment is due.
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Competitive rates.
- Defer first payment up to 60 days.
- Simple application process
- Quick, local decisions
- Personal guidance from our team
*Terms and conditions apply.
* Offer valid for new loans funded at Horizon Federal Credit Union between 11/1/2026 and 12/15/2026. Offer subject to credit approval and applies to eligible loans. Not all applicants will qualify. First payment may be deferred for up to 60 days from the date of loan origination. Interest will accrue during the deferral period. Deferring the first payment may increase the total amount of interest paid over the life of the loan. Certain loan types may be excluded. Other terms, conditions, and restrictions may apply. Credit union reserves the right to discontinue this offer at any time. Membership eligibility required. Federally insured by NCUA. Equal housing lender.