Certificate Promotions

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New Year, New Opportunities to Grow!

With a new year comes new opportunities to grow, making these Certificate offers the perfect way to begin building your savings.

4.00% APY* 5-Month Certificate for Active Checking Account Members (1)

3.60% APY* 10-Month Certificates for New Money Deposits (2)

Stop in one of our branch locations to open your certificate today. Don't delay, this offer is available for a limited time only.

(1) Promotional rate available to members with an active checking account. An active checking account is defined as one with full direct deposit each month.

(2) Promotional rate is available to individuals depositing new money to the certificate. New money is defined as funds not previously on deposit with Horizon prior to January 20, 2026. 

*APY = Annual Percentage Yield. Rates are subject to change at any time. A penalty will be imposed for early withdrawal. Fees may reduce earnings. This account will not renew automatically at maturity. At the end of the term, the certificate balance will automatically transfer to the membership share account. Certificate requires a minimum opening deposit of $500.00 with a maximum balance of $100,000.00. Individual must be eligible for credit union membership. Limit one certificate per member, per SSN. Certain conditions may apply. Credit union reserves the right to change, alter, modify, or cancel this promotion at any time. Federally insured by NCUA.