The Best Checking Accounts in Town!

At Horizon Federal Credit Union, we believe it’s your money, and it should earn money for you. With no monthly or annual maintenance fees attached. No kidding!

Our checking accounts are the best in town, by far! See for yourself. Say good bye to the same ole, stuck in a rut, fee-based bank services and join the Horizon Federal Credit Union family!

Advantage Checking*

  • Crazy high dividends!
  • 3.50% APY on balances of $1-$25,000

Bonus Checking*

  • Cash back and ATM refunds? Absolutely!
  • 2% cash back on debit card purchases
  • ATM fee refunds, nationwide, up to $20 monthly

Rewards Checking*

  • High dividends and ATM refunds are the perfect combo!
  • 2.50% APY on balances of $1-$25,000
  • ATM fee refunds, nationwide, up to $20 monthly

Make the best switch of your life, today. We make it easy.

Open your new account by applying here or by visiting a friendly Horizon Professional at one of our branches.

  1. Switch your direct deposits and automatic withdrawals with our Switch Kit
  2. Close your old account
  3. That’s it! Welcome to the Horizon family.

*Rewards Checking, Bonus Checking, and Advantage Checking: Monthly Qualifications: Must be enrolled and receive eStatements, and must have at least 15 signature debit card purchases of a minimum $5 transaction amount post and settle. Must have full direct deposit go into your checking account or at least one automatic payment (ACH) post and settle per month. ATM-processed transactions do not qualify as debit card transactions. The monthly qualification cycle is defined as a calendar month. Only one reward-based checking account is allowed per primary member’s social security number.

*Advantage Checking: Restrictions & qualifications apply: APY = Annual Percentage Yield. Rates may change at any time. When the monthly qualifications are met, balances up to $25,000 receive APY of 3.50% and balances over $25,000 earn .50% dividend rate on portion of balance over $25,000. ATM fee refund structure does not apply.

*Bonus Checking: Restrictions & qualifications apply: When the monthly qualifications are met, you will receive 2.00% cash back on Visa Debit Card purchase that post and settle your account during the Monthly Qualification Cycle up to $300 in Visa Debit Card purchase (up to total cash back of $6). In addition, we will reimburse you for domestic ATM fees imposed up to $20.00 during the Monthly Qualification Cycle.

*Rewards Checking: Restrictions & qualifications apply: APY = Annual Percentage Yield. Rates may change at any time. When the monthly qualifications are met, balances up to $25,000 receive APY of 2.50% and balances over $25,000 earn .25% dividend rate on portion of balance over $25,000. In addition, we will reimburse you for domestic ATM fees imposed up to $20.00 during the Monthly Qualification Cycle.

Federally insured by NCUA