Make your future rock solid with a low-risk, high-dividend Horizon certificate

Gold coins with plants growing on top

Certificates are wonderful investment tools that let you safely store your nest-egg now, grow it over time, and cash in on it later. All you have to do is set aside a portion of your savings, agree not to withdraw it for a set term of your choosing, and Horizon guarantees you’ll get the best competitive fixed rate available. Sit back, relax, and watch your money grow.


  • Earn higher dividends than you would with a traditional Savings account.
  • Our competitive fixed rate guarantees your savings will multiply.
  • With flexible terms anywhere from 12 to 60 months, you decide the length of time you want to save.
  • Free online banking and mobile banking lets you conveniently access your account from anywhere, anytime.
  • Free eStatements delivered regularly keep you up-to-date without all the waste of snail mail.
  • Our team of local professionals offer superior service to help you meet your financial goals.
  • With just $500 required to open, your nest egg already has a head start on savings.

Check out our current certificate rates

An active Horizon checking account is required to open and maintain a certificate. An active checking account is defined as one with the member's full direct deposit or a monthly minimum of 15 debit card transactions.