Student Loans

College is expensive.

It is becoming increasingly difficult to find a good paying job without a college education. College is

cost-prohibitive for many working families to send their children to college. Horizon has partnered with Sallie Mae to provide affordable financing options for our members by offering the Smart Option Student Loan.

Click here to learn more about the Smart Option Student Loan!

How do you determine the cost of attendance, lower the cost and fund college without drowning in debt?

Cost of Attendance

The cost of attendance is the total amount needed for one year of college. This includes not only tuition and fees, but housing, books, supplies and other expenses. You will need to prepare for college, not just for one year, but for all of the years you are in school. Determine your school's cost of attendance by visiting the National Center for Education Statistics (

Utilize Free and Federal Money

FAFSA is your gateway to receiving federal, state or college money- including scholarships, grants and student loans. Scholarships and grants are great because they do not have to be repaid.

Federal Work Study Program provides part-time jobs for students


Subsidized and unsubsidized federal loans are also low-cost options.

Find out more information and apply online through the FAFSA website.

Horizon is here to fill in the gaps and help you achieve your college dream!