Horizon Advantage Checking
Maximize Your Earnings
Do you earn $2,000 a year from your checking account? With an Advantage Checking Account at Horizon you can!
Plus, enjoy no minimum balance requirements or monthly service fees!
Start earning this exceptional rate in 3 easy steps:
- Register for Direct Deposit.
- Enroll in E-Statements.
- Conduct 15 or more Debit Card purchases each month.
*APY=Annual Percentage Yield. Earning amount is for illustrative purposes based upon a monthly $25,000 average daily balance over 12 months earning 8.00% APY equaling $2,000.00. APYs accurate as of 04/01/24. Rates may change at any time. If qualifications are met each monthly qualification cycle: (1) balances up to $25,000 receive APY of 8.00%; and (2) balances over $25,000 earn 0.25% dividend rate on portion of balance over $25,000, resulting in 8.00% - 0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.00% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN.
Restrictions & qualifications apply: Dividends earned will remain in your Advantage Checking account. Monthly requirements: To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Only one Advantage Checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.