Kasasa Cash Back®

Enjoy free checking that pays you back — earn 2% cash back on your everyday check card purchases*, plus up to $20 in refunds on your ATM fees* each month with Kasasa Cash Back.

It's simple — just do the things you're probably already doing. Even if you don't qualify for rewards, your account is still free. Connect your Kasasa Cash Back account to Kasasa Saver® for even greater earnings. Do you Kasasa?®

  • 2% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $6 cash back per month
  • ATM fee refunds nationwide (up to $20 monthly)*
  • Links to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® check card
  • Unlimited check writing
  • No minimum deposit to open

Simple Qualifications

Earning rewards with Kasasa Cash Back is super simple! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 check card PIN or POS purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

See? No sweat. And if you don't meet your qualifications one month, that's fine too — your Kasasa Cash Back account is still free, and you can get back to earning rewards the very next month!


*When monthly qualifications are met, you receive 2.0% cash back on check card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period be- ginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Your account will be automatically qualified on that one business day prior to the first day of the next statement cycle. If you do not qualify, there's still no monthly service fee and you still earn dividend at the base rate. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 qualifications are met within monthly qualification cycle. Limit one account per SSN.