Comparison Chart

AccountFree Kasasa Cash® Checking Learn More Open NowFree Kasasa Cash Back® Checking Learn More Open NowTraditional Checking Account Learn More Open Now
Benefits
  • 2.50% APY* on balances up to $25,000
  • 0.00% APY* if qualifications aren't met
  • Kasasa Saver®
  • 2.00% cash back on debit card purchases*
  • Up to $72 cash back per year ($6 per month)*
  • Kasasa Saver®
  • One free box of basic checks per calendar year for members age 55 and better
Monthly Service Fee$0 $0 $0
Free ATMs?Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*No
Free online banking and bill pay?
Free Visa® check card?
Minimum Opening Deposit$0$0$0

*Kasasa Cash: *APY=Annual Percentage Yield. APYs accurate as of 06/01/17. Rates may change at any time. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.25% dividend rate on portion of balance over $25,000, resulting in 2.50% - 0.70% APY depending on the balance. If qualifications are not met, all balances earn 0.00% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN.

Kasasa Cash Back: *When monthly qualifications are met, you receive 2.0% cash back on check card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period be- ginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Your account will be automatically qualified on that one business day prior to the first day of the next statement cycle. If you do not qualify, there's still no monthly service fee and you still earn dividend at the base rate. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 qualifications are met within monthly qualification cycle. Limit one account per SSN.

*Kasasa Tunes: *You will be refunded up to $15 for iTunes® or Amazon.com® purchases that post to and settle account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with check card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Limit one account per SSN.