Home Equity Loan*

With Our Low Rate HELOC... YOU CAN!

0% Interest for 6 months and NO Closing Costs.*

Now YOU CAN afford to do all those things you've always wanted to do or have been putting off. Our Home Equity Line of Credit and special 0% interest for 6 months with no closing costs can help you get it done. Home improvements, room additions, landscaping projects, kitchen remodels, college tuition... you name it! Apply online today!

Hurry! Offer Expires October 31, 2016.

*0% Annual Percentage Rate (APR) is introductory and valid for 6 months from the date of closing on a new Horizon Federal Credit Union (HFCU) Home Equity Line of Credit (HELOC) only. After 6 months, the APR is variable, can change each quarter and is a margin, plus or minus, based upon the Prime Rate as published in the Wall Street Journal. Rate cap of 2% per change, 6% life of loan, maximum rate of 16%, and rate floor of 2.5%. Margin and rates are based on the amount of the credit line, overall credit history, loan-to-value, account relationship with HFCU, type of property and lien position. Prime rate as of February 2016 is 3.50%. The introductory rate applies to all new HELOCs originated on owner occupied primary residences located in Pennsylvania State during the promotional timeframe that ends October 31st, 2016. Promotion may be terminated earlier without notice. An annual maintenance fee of $25 will apply. No closing costs. Closing costs consist of credit report, title search, flood determination, recording fees, and appraisal. If HELOC is closed within 36 months of closing date, the borrower will be charged a prorated cost of closing costs that will be added onto the payoff amount of the HELOC. Subject to membership, credit, and property approval.

If you own your home, you can use the equity you have built to cover your lending needs! Home equity loans usually have a lower rate than personal loans, and you can use the funds for almost anything; from home improvement projects to debt consolidation or college tuition. Talk to our loan representatives to learn more, or apply today for quick results!


Trustage Home
  • Use the equity in your home to fund almost anything
  • Low, fixed interest rates
  • Flexible terms and affordable payments
  • Quick, local decisions
  • Expert service from people you trust
  • Local service for the life of the loan
  • Home Equity Line of Credit available
  • Interest is typically tax deductible+
  • You can also protect your loan with Members Choice Borrowers Security.

Check out our current rates!

+Consult your tax advisor.

*Terms, conditions and qualifications apply.

Home Equity Line of Credit (HELOC)
  • A home equity line of credit (HELOC) is a flexible financing solution that turns the equity built in your home into cash that you can use when you need it. Once approved, you can access the funds anytime, and pay interest only on the amount you use. This is a quick and easy way to finance almost anything!
  • Use your home's equity to fund almost any need
  • Competitive variable interest rate
  • Only pay interest on what you use
  • Re-use as needed without re-applying
  • Interest is typically tax deductible+
  • You can also protect your loan with Members Choice Borrowers Security.

+Consult a tax advisor.