Skip your July loan payment to keep some extra cash in your pocket! Simply complete the Summer Skip-a-Pay application and return to the credit union PRIOR to your July loan due date, let us know where you want the fee taken from and we'll skip your HFCU July loan payment just in time for summer!

  • Skip your July loan payment
  • Have more funds to work with for the summer
  • Available for eligible loans, at least 6 months old:
  • Auto loans
  • Personal loans
  • Loan will be extended for an additional month
  • Low fee of $25 for each loan payment you wish to skip
  • Will be conveniently deducted from your checking or savings

There is a $25 per loan processing fee. Only allowed to have three (3) loan extensions per loan over the life of the loan. If you have already had three (3) loan extensions, including previous skip-a-pays; you do not qualify for the program. Requests must be received at least one (1) business day before the payment due date. The skip will be applied to the July payment due date and will extend the term of your loan. Your accounts and loans must be in good standing at Horizon Federal Credit Union. This offer is NOT applicable to MasterCard, Mortgage Loans, Personal Credit Lines, Home Equity Loans, Home Equity Lines of Credit, or Shared Secure Loans. Interest will continue to accrue on all skipped payments and will extend the term of your loan. Debt Protection will continue to be charged on all skipped payments and will extend the term of your loan. Loans that are not at least six (6) months old are ineligible. Loan payments that are made through automatic payment or payroll deduction will be properly altered. Loan payments that are made through ACH Origination will be detoured to your Share Account. You are responsible for changing the date on transfers' setup within Internet Banking. All requests are subject to approval. All terms and provisions of the original loan agreement will remain unchanged and in full force and effect. If you elected GAP or GAP Plus, the coverage will not be extended past your original maturity date.