Kasasa Saver®

Build your savings automatically with Kasasa Saver — a free account that pays 1.00% APY* and connects to your Kasasa Cash® or Kasasa Cash Back® checking.


Each month you earn rewards in Kasasa Cash® or Kasasa Cash Back®, your earnings are automatically transferred into Kasasa Saver®. So you can sit back, relax, and watch your savings grow. Open your Kasasa® accounts today!

Summary
  • Links to free Kasasa Cash® or Kasasa Cash Back® accounts
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards
  • 1.00% APY* on balances up to $15,000
  • 1.00% to 0.35% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash® or Kasasa Cash Back®
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • No minimum deposit to open

Simple Qualifications

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for our highest Kasasa Saver rate, too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 check card PIN or POS purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least one automatic payment (ACH) post and settle

See? No big deal. And if you don't meet the qualifications one month, don't worry — your Kasasa accounts are still free. Plus, you'll still earn our base Kasasa Saver dividend rate.


Disclaimer

Kasasa Saver with Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of 2/14/14. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.0%; and (3) balances over $15,000 earn 0.25% dividend rate on the portion of the balance over $15,000, resulting in 2.0% - 0.48% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividend. Dividend earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.0%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $15,000, resulting in 1.0% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.


Kasasa Saver with Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 2/14/14. Rates may change after account is opened. When monthly qualifications are met, you will receive 2% cash back on check card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back check card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.0%; and (2) balances over $15,000 in Kasasa Saver earn 0.25% dividend rate on the portion of the balance over 
$15,000, resulting in 1.0% - 0.35% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY.